Home / Buying / Refinancing
Refinancing your home loan doesn’t just mean exchanging your current loan for a new one. Most customers who choose to refinance aren’t aware that they’ll be in a better financial position when they transfer their loan to a new bank. When you refinance with GMS Legal and Conveyancing, you’ll ensure you’re given quality advice to achieve your financial goals, whether they are to save money on your loans, go on that trip you’ve always wanted, renovate your home, or buy your dream home or a new car. Whatever your financial goals, big or small, our team is here to help you get there. With us, you’ll also receive support to navigate the transfer to a new bank and ultimately ensure you’ll save money in the process.
There are several reasons why you might make the choice to refinance your loan. Refinancing isn’t the best option for everyone, and when you consult with our team you’ll get expert advice and recommendations on whether refinancing is right for you.
Refinancing might be beneficial if your current rate isn’t competitive, if you’ve had a significant change in your circumstances, if you need extra funds to make an investment or consolidate debts, or if you want to access your equity more readily. Refinancing can also help you save money as it involves switching to a fixed rate. When you refinance your loan with the help of our expert team, you’ll not only save but also be able to achieve your current and future financial goals.
While refinancing sounds simple on the surface, it’s a process which might subject you to fees. Borrowers can end up spending money on legal fees, stamp duty, early exit, and other potentially hidden expenses. Our team at GMS Legal and Conveyancing will keep you in the know by advising you of any costs that might be involved when you choose to refinance your loan.
The process of refinancing a loan can take several weeks and can be extended if there are delays. With GMS Legal and Conveyancing you’ll be sure all required documentation will be completed correctly and efficiently so that any delays and complications will be kept to a minimum, ultimately ensuring your peace of mind.
When you choose to refinance your loan, you know you’ll be in safe hands with GMS Legal and Conveyancing. We have over thirty years of experience providing quality, professional and straightforward legal advice to our many valued clients on the Central Coast. We pride ourselves on our team’s excellent customer service, our professional expertise, and our commitment to helping our clients achieve their goals while saving money. Contact our friendly and experienced consultants today to arrange an appointment. You can be confident we have your best interests at heart.
To see how we can help you, get in touch with us today!